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The Citibank International Silver Card	Highlights
Overseas Medical
This card automatically provides you with a complimentary *Personal Air Accident Insurance* : Rs. 10 lakh and a *Baggage Insurance :* Rs. 10,000/- against loss or damage whilst traveling. The above however attracts a transaction fee. The Citibank International Gold Card This card come with a free Personal Accident Insurance up to Rs.15 lakh and a free Baggage Insurance upto Rs. 50,000/- per year.	Insurance
	Medi + Claim
	The Citibank International Silver Card

The Citibank Good Health Policies

These schemes are offered to Diners' Club members and Citibank Card members only.

	Under this policy, there is a premium saving up to 50 %
	There is a saving of Income Tax up to Rs. 10,000/-
	Insurance policies delivered at your doorsteps
	No medical check-up, no document required
	Payment on your Diners' Club Card /Citibank Card

The Good Health Mediclaim Policy (MC)

This policy is specially designed to reimburse hospital expenses incurred up to Rs. 500,000/- The cover includes:

	Consultation fees, test, surgery expenses
	Medicines, blood, oxygen, etc.
	Hospital room charge, nursing and intensive care
	Domiciliary hospitalization

If you are already covered by some other Mediclaim policy, the above policy takes effect on immediate expiry of the earlier one. There is no waiting period.

Otherwise, your cover takes effect after a standing waiting period of 30 days.

Should you have a Mediclaim Policy for a lesser amount, the insured sum can be increased to a sum of Rs. 500,000/- However the increased benefits are not applicable for those illness / diseases / disabilities, suffered during the previous policy period. The claim for the said illness / disease / disabilities, if admitted, shall be processed as per the previous year's policy limits only.

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