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Loans for Senior Citizen

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Personal loans are helpful when one is in immediate need of financial assistance. Senior citizens are usually denied regular loans because of their inability to show proof of a regular level of income. However, recently, banks have started offering loans to pensioners and older people who can provide collateral in the form of an asset such as a home or land. This loan can be used to meet various expenses such as medical costs, marriage of grand children or paying old age home fees.

Loans such as UCO bank’s ‘UCO Pensioner’ and ‘UCO Mortgage’ are specially created for senior citizens. Other banks that offer special loans for senior citizens are the Bank of Saurashtra, Union Bank of India and the United Bank of India. Some features of loan schemes for senior citizens are the simple procedures, special counters and information centres that are available.

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Senior Citizen Corner

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