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Retirement & Pension Benefits for Senior Citizens

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Retirement and pension benefits are provided to retired government officials to ensure a regular income and a secure future. The provision of such financial benefits results in a feeling of independence and a decent standard of life. As far as retirement benefits are concerned, they usually consist of leave encashment, retirement gratuity and contributed provident fund.

Along with these retirement benefits, senior citizens are also entitled to pension benefits that allow them to live a hassle free life after completion of their job tenure. Different types of pension available to senior citizens are superannuation, retiring pension, voluntary retirement pension, compensation pension, compassionate allowance, extraordinary pension and family pension.

Superannuation pension is meant for those government officials who retire at the age of 60 years. Voluntary pension is awarded to those who wish to retire three months in advance after completing 20 years of service. Extraordinary pension is another pension scheme that is awarded to those government employees who are disabled or the families of those employees who lose their lives during the tenure of their job.

Dearness Allowance Rates
Dearness Allowance or DA is another benefit provided to senior citizens. The Government announces DA rates twice a year. This allowance is added to the salary or pension of Government employees. DA rates are also applicable to senior citizens who have taken complete retirement. Those who go in for reemployment are not eligible to avail dearness allowance. Click here for some more details on Dearness Allowance
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