aarogya.com
  • Home
  • Complementary Medicine
    • Ayurveda
    • Homeopathy
    • Naturopathy
    • Acupressure
    • Acupuncture
    • Aromatherapy
    • Batch Flower Remedies
    • Home Remedies
    • Massage
    • Yoga
    • Meditation
    • Reiki
    • Bodywork
    • Medical Palmistry
  • Conditions & Diseases
    • Acute Diarrheal Disease
    • Appendicitis
    • Blindness
    • Brucellosis
    • Chicken Pox
    • Conjunctivitis
    • Dysentery
    • Hookworm
    • Japanese Encephalitis
    • Lymphatic Filariasis
    • Plague
    • Rubella
    • Typhoid Fever
    • Yellow Fever
    • Allergy
    • Arthritis
    • Blood Pressure
    • Computer Health Hazards
    • Chikungunya Fever
    • Dengue
    • Guinea Worm
    • Influenza
    • Leprosy
    • Malaria
    • Poliomyelitis
    • Tetanus
    • Whooping Cough
    • Viral Hepatitis
    • Amebiasis
    • Asthma
    • Bronchitis
    • Diagnostic Tests
    • Cholera
    • Diphtheria
    • Hepatitis
    • Irritable Bowel Syndrome
    • Leptospirosis
    • Measles
    • Rabies
    • Tuberculosis
    • Yaws
  • Family Health
    • Children's Health
    • Diet & Nutrition
    • First Aid
    • Fitness
    • Humor & Trivia
    • Men's Health
    • Preventive Health
    • Senior's Health
    • Senior Citizen Corner
    • Teen’s Health
    • Vets and Pets
    • Women’s Health
  • Health Resources
    • Blood Donation
    • Career Opportunities
    • Daily Health Tips
    • Health Programs
    • Featured Hospitals
    • Medical Education
    • Health Professional's Negligence
    • Medical Tourism
    • Video Eye
    • Rural Health
    • Patients' Rights Forum
  • Insurance
    • Euthanasia
    • Health Insurance
    • Health Insurance Policies
    • Insurance Companies
    • Medical Ethics
    • Medical Jurisprudence
    • Research
    • Telemedicine
    • Compare Health Insurance
  • Sex & Sexuality
    • What is Sex & Sexuality?
    • FAQs
    • Marriage & Pregnancy
    • Sex Education
  • Support Groups
    • Addiction
    • Aids
    • Cancer
    • Epilepsy
    • Swine Flu
    • Blood Search
    • Vivah
    • Health Directory
    • Alzheimer's Disease
    • Medical Support Groups
    • Cardiology
    • Depression
    • Depression Screening Test
    • Diabetes
    • Disability
    • Kidney
    • Obesity
    • Pregnancy
    • Schizophrenia
    • Vitiligo
Aarogya.com
Marathi | Gujarati | Register | Login
  • Home
  • Insurance
  • Insurance Companies
  • National Insurance Co. Ltd.

National Insurance Co. Ltd.

  • Print
Details
Hits: 10465
Page 1 of 2
The Company is another one of the public sector insurance companies in India. It has a vast array of health insuance policies, some of which are listed below.

Critical Illness policy
This is a policy for individuals in the age group 20–65 years covering the following critical ailments:
  • Coronary Artery Surgery
  • Cancer
  • Renal Failure ie. Failure of both Kidneys.
  • Stroke
  • Multiple Sclerosis
  • Major organ transplants like kidney, lung, pancreas or bone marrow.
The Sum Insured under the policy will have four levels: Rs. 5 lacs, 10 lacs, 20 lacs and 25 lacs. The amount chosen will be made available in lumpsum to the insured for medical expenses incurred in case of any of these illnesses. There are some caveats in the policy which need to be mentioned:
  • In the event of a claim, the critical illness has to be diagnosed by a registered medical practitioner, supported by radiological, histological and laboratory evidence acceptable to the company and to be reconfirmed by a registered Medical Practitioner appointed by the company.
  • The company shall compensate the insured only once for any particular Critical Illness
  • The claim will be paid if the insured person survives for 30 days after the diagnosis of the Critical Illness. The policy claim will not be reimbursed if the insured person falls ill within the first 90 days of buying the policy.
Personal Accident Policy
This policy compensates individuals against the following solely and directly resulting from accidental injuries:
  • Death
  • Loss of limbs
  • Loss of eyesight
  • Permanent total disablement
  • Permanent partial disablement
  • Temporary total disablement
Personal Accident Benefit
This consists of the following benefits if the insured sustains bodily injury due to an accident caused by external, violent and visible means.
  • Death: Rs 1 Lac
  • Loss of two limbs/two eyes/one limb and one eye: Rs. 1 Lac
  • Loss of one limb or one eye: Rs. 50,000
  • Permanent Total Disability: Rs. 1 Lac. (This part of the policy covers death / disability on 24 hour basis and is not limited only to accidents due to rail/road travel, but covers all types of accidents.)
Personal Accident Reimbursement
If the insured person sustains bodily injury which requires medical treatment as advised by a qualified Medical Practitioner arising solely and directly from rail/road accidents, the medical expenses for treatment are as following:
  • Hospitalization expenses for medical/surgical treatment at nursing home/hospital as an inpatient – up to Rs. 1 Lac.
  • Outpatient treatment up to Rs. 10,000 within the overall limit of Rs.1 Lac as mentioned above.
  • Domiciliary hospitalization is also covered in case the patient cannot be removed to the hospital or due to lack of accomodation in hospital.
The premium for this policy is Rs.150 for each insured person per year. The policy also has an assignment clause to help the insured to nominate the beneficiary in case of death due to accident.

Apart from the above, the policy includes expenses for carriage of dead body of the insured (in case of death due to accident only), an education fund for dependent children of the insured and a cumulative bonus benefit. Details for these can be found at the insurance company's website.

For Rural Markets
The National Insurance company also has a host of options for the rural markets. Some of these are as follows:
  • Rajrajeshwari Mahila Kalyan Yojana Policy aims at the welfare of women mainly of rural and semi–urban areas irrespective of income or occupation * Bhagyashree Child Welfare Policy is meant for protection of the child in the event of death of either or both the parents
  • 1
  • 2

0

Insurance Companies

  • United India Insurance
  • Star Health
  • Royal Sundaram
  • New India Assurance
  • National Insurance Co. Ltd.
  • IFFCO Tokio
  • ICICI Lombard
  • Cholamandalam DBS's
  • Birla Sun Life Insurance Co. Ltd.
  • Bharti Axa Life Insurance Co. Ltd.
  • Bajaj Allianz
  • Aviva Life Insurance, India
  • Apollo DKV Insurance Co. Ltd.

Expert's Advice on Insurance

Expert's Advice on Insurance

Insurance: It is certainly imperative to get one’s life insured, not just for your sake, but also for the sake of the ones’ you love as well. read more…

Introducing Digital Practice for Doctors & Healthcare professionals
Swine Flu
National Award for Outstanding achievement by a Non-Professional - Tushar Sampat
Health Professional's Negligence
Health Professional's Negligence
Records of published articles in the newspapers helps common people about precautions to be taken while seeking the services from health professionals and also helps health professionals to rectify the negligence.
read more…
Specialties
Common Symptoms


Aarogya Network

aarogya.com aims to be India’s leading comprehensive health information portal. The site has sections, which cover almost all the medical specialties and give useful information on various diseases. To enhance its reach, the content is available in Indian languages too. We were the first health website to introduce online support groups. Addiction support and Epilepsy support are examples of some very active and vibrant communities.

» Click here to see all our support groups

Subscribe to Our Newsletter

 Get health related new information.

Pune Aarogya
Digital Media Dedicated to Healthcare of Punekars

Health Tools

  • Health Directory
  • Message Board
  • Health Calculators
  • Depression Screening Test

About Aarogya.com

aarogya.com aims to be India’s leading comprehensive health information portal. The site has sections, which cover almost all the medical specialties

Read more...

Suggestions

This is YOUR site, so if you have suggestions or feedback on how we can improve it for you, please let us know! We do our best to keep up!

Read more...

User Comments

“My name is Paulette Conners and I just had to send you an email thanking you since one of the pages on your site was very helpful!”

  • About Us
  • Company Profile
  • Contact Us
  • Privacy Policy
  • Feedback
  • Disclaimer
  • Sitemap
  • Invite Your Friends

© 2017 www.aarogya.com. All Rights Reserved.