The Company offers four health insurance options

• Health Shield Online
• Family Health Insurance
• Hospital Cash Insurance Online
• Accident Insurance Online

Health Shield Online:
This policy is specially designed to offer complete protection to the insured and his/her family. You can cover your spouse, children (above 90 days) and dependent parents (up to 50 years) from all Health worries. However, renewal is accepted only up to 70 years. Also, you can choose the Sum Insured for each member of your family.

With Health Shield, you will also have access to value added services like cashless treatment (subject to conditions and authorizations) at a list of hospitals provided by Royal Sundaram, a 24 hour helpline and ambulance referral facility at no additional cost.

Its key features include:

• Instant Coverage
• No Documentation required
• No Medical Examination required
• Income Tax benefit under section 80D of the IT Act
• Family Discount of 10% for covering 3 or more family members under a single policy

It also provides the Royal Sundaram Health Insurance card which is designed exclusively for all Health Shield Online customers of Royal Sundaram. It enables you to use the services of the company's network hospitals and provides you with Cashless facility at over 3000 hospitals across 166 cities in India.

Family Health Insurance Online:
This policy is similar to the Health Shield Online option. Except here, the renewals will be accepted up to the age of 70 years for adults and up to the age of 21 years for dependent children. Also, the hospitalization sum insured will be floater among all family members covered. It also includes a cashless facility in more than 3000 hospitals across the country.

Hospital Cash Insurance Online:
This policy takes care of the hidden costs of hospitalization that are not covered by health insurance like:

• Expenses incurred on conveyance by family members to and from hospital
• Special diet expenses
• Expenses incurred by family member staying with patient etc.

This policy provides a daily cash benefit for each 24 hours spent in the hospital. Hospitalization could be due to sickness or accident. This product is not a substitute for Health Insurance, rather this is a supplement to the existing insurance covers bought individually or provided by the employer.

Accident Insurance Online:
This is a worldwide, Personal Accident Cover that is specially designed to protect you from the following unforeseen events - Death, Total Disability and Permanent Partial Disability. This policy is available for the age band between 5 to 70 years. The proposer's age should be between 18 to 70 years.

Its benefits include:

• Instant Coverage
• No Medical Examination
• Worldwide Cover
• Three convenient plans to choose from – Silver, Gold and Platinum
• Educational Grant for 2 dependant children up to Rs. 10,000/- per policy
• Family discount of 10% for insuring 3 or more people in a family

For more details on any of the above policies, you can visit the website www.royalsundaram.in